Maggi Mumma – PSECU
As the holidays approach and the gift-giving season swings into high gear, it is important to create a game plan and stick to it. Below are some tips to make your holidays happier for both the special people in your life and your wallet.
- Make a list – and check it twice. Sometimes you will find yourself running into a good bargain. Though a good deal may be tempting, try to stick to your list.
- Think about quality, not quantity. The special people in your life care about the thoughtfulness behind the gift more than its value. Talk to your family and friends. If you propose to do a Secret Santa or gift swap, set a price limit, or decide to create only homemade gifts. It takes the pressure off yourself, your friends and your family. Do not be afraid to be honest with them, especially if money is tight this holiday season.
- Stress less about holiday meals. If your friends choose to have a dinner at someone’s apartment, you can surprise them by bringing an affordable, homemade dessert!
- Stay in. Rather than meeting up for coffee, gather ‘round home and grab a mug of hot cocoa with marshmallows on top! This tasty treat will allow for warm and friendly moments and memories to be created.
Follow these tips to get through the holidays without breaking your bank. In anticipation for next year, open a Christmas share and begin saving earlier. If you are a PSECU member, you can also use our Savings App to set money aside for holiday purchases. The best advice of all when it comes to the holidays? Remember the reason for the season, regardless of what you are celebrating.
This content provided in this article is for informational purposed only. Nothing stated is to be construed as financial or legal advice. PSECU recommends that you seek the advice of a qualified financial, tax, legal or other professional if you have questions.
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